Bozeman, Belgrade and Manhattan real estate and homes for sale in Montana - Peggy Lipsey, REALTOR® Peggy Lipsey REALTOR(r) for Bozeman, Belgrade and Manhattan, Montana real estate - NUMBER1EXPERT™ Peggy Lipsey NUMBER1EXPERT(tm) for Bozeman, Belgrade and Manhattan, Montana real estate
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Peggy Lipsey, REALTORŪ, real estate agent and broker for Bozeman, Belgrade and Manhattan Montana home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 406-580-0121.


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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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"We really appreciated Peggy's good humor and professionalism throughout the process."
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Mortgage Prequalification: Bozeman, Belgrade and Manhattan Montana home buying, real estate listings, and homes for sale in Gallatin County, MT
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Bozeman, Belgrade and Manhattan REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Time to Move >When Your House Gets Too Big

As the Baby Boomers of the 1950s send their children off to college, they join the part of the market called "empty nesters". At this point they no longer need six bedrooms and three baths, a family room and a gigantic yard. Many "empty nesters" are trading in the family home for something that is smaller, easier to maintain and has the amenities that are important to their more carefree lifestyle. If you are considering such a move, start out by consulting a good Realtor whom you like and trust. The good news is--- when you sell your primary residence, you are not taxed on your profit if (1) you have lived in the home for two out of the last five years and (2) your gain does not exceed $250,000 as a single taxpayer or $500,000 as a married couple filing jointly. These capital gain exclusions apply whether you "buy up" to a more expensive home or "buy down" to a less expensive one. If you are moving downtown from the suburbs in order to be close to cultural centers, theaters and restaurants, there may be "quality of life" issues, such as noise or parking. Your Realtor can help you find a home that has all the conveniences and amenities you desire.

See All Tips In The "Time to Move" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the highest altitude hotel in the world?

A 
The Hotel Everest View sits at the record altitude of 13,000 ft (3,964 m) above sea level, in the rarified atmosphere of Namche, Nepal, the village closest to the Mount Everest base camp.
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Peggy Lipsey, REALTORŪ, real estate agent and broker for Bozeman, Belgrade and Manhattan Montana home listings, property and land for sale - NUMBER1EXPERT(tm)

Peggy Lipsey
Prudential Montana Real Estate

2001 Stadium Drive Ste A
Bozeman, MT 59715
Direct Phone: 406-556-2248
Mobile: 406-580-0121
Toll Free: 888-586-7676
Fax: 406-586-7591
Email: peggy@peggylipsey.com

Peggy has been licensed since 1985 and her mission says it all. It is: To exceed your expectations. Peggy believes in providing her clients with outstanding service. She is a licensed broker and has achieved the GRI, CRS and ABR designations. She stays abreast of the current trends by regularly attending educational events both locally and nationally. She loves living in Montana and understands the difficulties in relocating. She'll do everything to make you and your family comfortable in the process and happy with your final decisions.

ABRCRSEqual HousingGRIMLSREALTOR


Prudential Montana Real Estate real estate and homes for sale in Bozeman, Belgrade and Manhattan Montana

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